TL;DR — Which one should you use?
If you want rich features and don't mind ads, signup, and a mobile app — Splitwise. If you want a clean offline-first experience in Europe and you're already in the Tricount ecosystem — Tricount. If you want a free, no-signup web tool that splits instantly with zero friction — Spllito.
All three do the core job (split bills fairly). The real decision is about friction: how much setup, how many ads, and how much data you want to hand over.
Feature-by-feature comparison
| Feature | Splitwise | Tricount | Spllito |
|---|---|---|---|
| Signup required | Yes | Optional | No |
| Free tier | Limited | Yes | 100% free |
| Ads | Yes (free tier) | Yes | Minimal |
| Mobile app | Yes | Yes | Web only (PWA) |
| Offline-capable | Partial | Yes | Yes |
| Data stays local | No (cloud) | No (cloud) | Yes |
| Multi-currency | Yes | Yes | Yes |
| Receipts/photo | Paid | Paid | — |
| Share via link | Invite only | Yes | Yes |
| Time to first split | ~3 min | ~2 min | ~20 sec |
Where Splitwise wins
Splitwise's sweet spot is long-running groups: flatmates, couples, or frequent traveling friends who want a permanent ledger. The mobile app, integrations (Venmo, PayPal), receipt uploads, and cross-device sync are genuinely useful for ongoing tracking.
The downside: Splitwise pushes a paid tier hard, runs ads, and requires everyone to create accounts. If one person refuses, you're stuck.
Where Tricount wins
Tricount is stronger for one-off group trips, especially in Europe where it's well-known. It works offline and doesn't require every participant to have an account — one person can set up a tricount and share a link.
Where it falls short: the free tier shows ads, and power features (currency conversion for historical expenses, unlimited tricounts) need a subscription.
Where Spllito wins
Spllito is optimized for one thing: splitting a bill right now with no setup. No account, no app install, no onboarding. You open it in the browser, type names, add expenses, and get the settlement — usually under 30 seconds.
Where it falls short: there's no cross-device sync or permanent ledger. If you want to track an ongoing roommate ledger across months, Splitwise or Tricount is better. For one-off splits, trips, and quick group dinners, Spllito is the lowest-friction option.
How to choose in 30 seconds
- Splitting one dinner tonight → Spllito
- Planning a group trip with friends → Spllito or Tricount
- Ongoing roommate ledger → Splitwise
- Couples tracking joint finances long-term → Splitwise (or a dedicated couples app)
- Privacy-conscious / don't want to hand over data → Spllito
Try Spllito free — no signup
Curious? Spllito takes 20 seconds to try. Open the free bill splitter or pick a specialized calculator: restaurant bill splitter, rent split calculator, travel expense splitter, tip calculator.
Frequently Asked Questions
Is Spllito free?
Yes — Spllito is 100% free with no signup required, no premium tier, and no limits on the number of expenses or group size.
Is Splitwise still free in 2026?
Splitwise has a free tier with limits on the number of expenses per day and shows ads. Unlimited expenses and ad-free use require Splitwise Pro.
Which is the best free alternative to Splitwise?
Spllito is the easiest free alternative for one-off splits and group trips because it requires no signup. Tricount is a solid paid-tier alternative for long-running tricounts.
Does Tricount require an account?
Tricount allows one person to create a tricount without an account, then share a link. However, to edit on multiple devices you need to register.
Can I import data from Splitwise to Spllito?
Not yet automatically — but Spllito's simplicity means you can usually set up a new group in under a minute without importing history.